I joined upromise to help a good friend pay off her student loans. She's already out of school, I think the program is through Sallie Mae.
I set up the toolbar so all my relevant online purchases will get credited.
I also applied for a credit card and got it, it will give 3% on top of any other deals towards her loans. The bank gave me a $15,000 limit, so I'm thinking crazy credit is the norm again. (I have a few things to post about this in the future, I've played some funny credit card games - all in my favour!).
I have already done some shopping using my card and the upromise site, and bought things I usually purchase like flea stuff for the cat, cat food, and last night I went through drugstore.com and picked up a few things I usually buy and have wanted. I think so far I've made her about $40 for her loans. A few of the places gave back 8% when I used the credit card too.

I made one unplanned purchase; I bought one share of a stock certificate from the 99 cent only store (NDN). I am getting an actual certificate, matted and an engraved plaque which I am having 'Thanks for the ride'. I have bought a lot of this stock (NDN) over the years, its made me a lot of money, and its about to go private. I currently have hundreds of shares which I guess will be sold. The shareholders meeting is tomorrow to vote, but since the board wants to sell I assume it is a done deal. So I guess this is officially artwork.

TO DO - make a list of all the stuff I buy and compare online prices. I don't like shopping (except at the farmers market) and tend to buy most things online anyhow.

I don't have any personal credit card debt, I pay off what I charge every month.

My financial partner K was out of work for a while and ran up a bill of $19,000. Its currently at $14,600 at 7.75%. It cost $100 interest last month which was worth it to me to not pay it off using our savings.

The only other debt we have is our home equity loan ($131,700) and mortgage ($318,200).

#1 short term goal is to pay off this credit card. I have not idea how long it will take. Its one of the reasons I started this, to see if I can track and predict.

I currently have all my personal cards paid off, I pay what I charge every month.

K (my financial partner) has a large debt we need to pay off - he was out of work for almost a year. His debt was $19,000 a few months ago, and is now down to $14,600. It is at 7.75%. Paid $105 interest last month which is worth not being anxious, as I would if I paid it off with our savings.

My #1 short term goal is to pay off this credit card. Its the only debt besides the home equity loan and mortgage. Paying those off are the next goals.

I have no idea how long it will take to pay this off.