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Time Line

December 28th, 2011 at 11:12 pm

I made a time line and figured out when I should pay what. I am going to change my automatic savings to be monthly and occur with a pay period.

This has all of my regular expenses. I have $1000/month for my credit card which is an over estimate, I only charged $700 the last few months. And often charges have funds designated in a savings account.

The only other bill on here is K credit card, but according to this I will have about $3000/month (plus any extra income) to put towards the balance. Minus any other bills or things that come up. We'll see how this prediction holds out...

Now to go change the automatic withdrawals...


(updated - pay dates switched)

2 Responses to “Time Line”

  1. CB in the City Says:

    Good going! I love a time line. Or, as my grandson says, "I loff that!"

  2. PurpleLight Says:

    Thanks! I switched it a bit, decided to take the automatic savings out of the income around the 9th and the mortgage out of the income around the 23rd, since I pay on the first.
    I was having my automatic savings go to accounts very frequently, and looking at my bank statements they are mostly these withdrawls. And my balances were changing so frequently it was hard to see what was going on. In retrospect it seems like a really obvious move to have monthly withdraws that correspond to income deposits.
    But if everything were obvious to me I wouldn't be here trying to figure things out.

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